Used 2020 Kia Optima LX SE

 127,930 miles
 Gas
 Clarksville, TN

$10,999

AI Analysis:

$12,622 average market price. You save $1,623 (13%). 

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Key Features

Mileage

127,930 miles

Drivetrain

FWD

Engine

2.4L 4 Cylinder DOHC

Transmission

6 Speed Automatic

Fuel Type

Gas

MPG

24 / 32

Color

Silver / Black

Title

Clean

VIN

5XXGT4L36LG382749

Contact Seller

Fa

Family First Auto Sales

1336 Fort Campbell Blvd

Clarksville, TN 37042

Financing Available

Pre-qualification takes just minutes. Compare multiple offers and save!

$186 / month

  • Rates as low as 4.09% APR

  • Browse multiple offers

  • Same-day approval

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Dealer Description

The Best-Value Midsize Sedan! 2020 Kia Optima LX—Premium Safety & 35 MPG Under $12k! Are you looking for a modern, stylish sedan that offers a "whisper-quiet" ride and exceptional safety while staying strictly under your budget? In 2026, finding a 2020 Kia Optima LX for under $12,000 is an incredible "Smart Buy" for Clarksville drivers who want midsize space and advanced tech for a compact-car price. This model year is a favorite for Fort Campbell families and Austin Peay students because it balances premium looks with legendary reliability. Trust and peace of mind! The 2020 Optima earned a 5-Star Overall Safety Rating from the NHTSA and was an IIHS Top Safety Pick. Unlike many competitors, the LX comes standard with Forward Collision Warning, Blind-Spot Collision Warning, Lane Keeping Assist, and Rear Cross-Traffic Collision Warning. Relax in a spacious cabin with 120.7 cubic feet of interior volume —one of the largest in its class! You also get a 6-way adjustable driver’s seat with power lumbar support for those long Tennessee commutes. Enjoy standard features like Remote Keyless Entry, cruise control, and heated power-adjustable side mirrors with integrated turn signals. We make buying easy and stress-free! Family First Auto Sales has been proudly Voted the Best Place to Buy a Used Car in Clarksville for 8 years in a row! We're not a Buy Here Pay Here, but we work with a massive network of lenders to get you approved—often with zero or low money down! First Time Buyers are always welcome to apply. Trust and transparency! Outstanding value —Get 2020 styling and 5-star safety for under $12,000! Dependable and priced to move fast!

Features & Options

  • Backup Camera
  • Knee Air Bags
  • F&R Head Curtain Air Bags
  • Tilt & Telescoping Wheel
  • Lane Departure Warning System
  • Keyless Entry
  • Cruise Control
  • ABS
  • Side Air Bags
  • Electronic Stability Control
  • Daytime Running Lights
  • Alloy Wheels
  • AM/FM Stereo
  • Blind-Spot Collision Warning
  • Power Door Locks
  • Park Assist
  • Bluetooth Wireless
  • Traction Control
  • Power Windows
  • CD/MP3

Vehicle History Report

VIN: 5XXGT4L36LG382749

Check this vehicle's history for accidents, service records, ownership, and more.

Seller Details

Listed 3/16/2026

View original listing
Fa

Family First Auto Sales

1336 Fort Campbell Blvd

Clarksville, TN 37042

Phone

931-919-**** Show number

Location

Contact Seller

Fa

Family First Auto Sales

1336 Fort Campbell Blvd

Clarksville, TN 37042

Financing Available

Pre-qualification takes just minutes. Compare multiple offers and save!

$186 / month

  • Rates as low as 4.09% APR

  • Browse multiple offers

  • Same-day approval

Powered by MyAutoLoan.

Explore More Options